Equipment Financing for Canine, Human, and Equine Hydrotherapy

If you’ve always wanted to invest in an underwater treadmill while preserving capital, H2O For Fitness can help you explore your financing options. Adding an underwater treadmill can expand your services, create new revenue opportunities, and give clients and customers access to the latest in hydrotherapy technology.

Whether you’re investing in canine rehabilitation, human physiotherapy, or equine performance and recovery, we’ll help guide you through your options.

Key Benefits

  • Immediately add hydrotherapy
  • Low or zero down payment – 100% financing available in most cases
  • Invest in your business while maintaining cash flow for staffing, marketing, or other opportunities
  • Predictable monthly payments that can be offset by the projected new revenue
  • Potential tax advantages – Section 179 deduction potential for qualifying equipment purchases
  • Fast application and approval processes within hours
  • New equipment with a full manufacturer’s warranty and support

How Financing Can Work For You

  1. Project Outline: Collaborate with H2O about your business and equipment configuration within
    your facility.
  2. Choose Equipment: Select the underwater treadmill that fits your business and client needs
  3. Explore Financing: H2O will connect you with the proper lease–to–own partner for a customized
    proposal with transparent monthly payments and terms.
  4. Get To Work: Once financing has been finalized, we’ll guide you towards the next steps for
    installation and training, so your underwater treadmill system can start working for you.

Return On Investment (ROI): What Could Your Equipment Generate?


The most important financial question isn’t necessarily: “How much does an underwater treadmill cost?” It may be: “What could this equipment contribute to my business?” Let’s dive into some examples for each H2O For Fitness aquatic therapy treadmill.

Oasis PRO Canine Underwater Treadmill
5 sessions a day x $65 per session x 5 days a week = $1,625 in weekly gross revenue
*Approximately $85,000 in annual gross revenue

Mirage PRO Human Underwater Treadmill
5 sessions a day x $120 per session x 5 days a week = $3,000 in weekly gross revenue
*Approximately $156,000 in annual gross revenue
 
NautilusEQ Equine Underwater Treadmill
5 sessions a day x $75 per session x 5 days a week = $1,875 in weekly gross revenue
*Approximately $97,500 in annual gross revenue
 
*Illustrative example based on 52 weeks of operation. This example is not a projection or guarantee of revenue, profitability, reimbursement, or return on investment. Actual results will vary based on utilization, pricing, operating expenses, staffing, reimbursement, facility capacity, financing terms, and other factors.

How Many Sessions Will Cover My Lease Payment

Many facilities recover costs with a modest number of daily sessions. Here is an illustrative example outlined below.

Lease payment – $1,000 per month

Charge per session – $65

*Sessions needed to cover lease – 16 sessions per month or 4 sessions per week

*Your actual payment and required utilization will depend on the equipment financed, financing amount, interest rate, terms, session pricing, operating costs, etc.

Frequently Asked Questions Regarding Underwater Treadmill Financing

Can I finance an H2O For Fitness underwater treadmill?

Yes, and it may be available for qualified buyers. Available financing structures, rates, terms, and approval requirements vary by lender and applicant.

No. Financing is offered through third-party lending.

Your monthly payment depends on factors such as equipment price, amount financed, interest rate, financing terms, and lender requirements.

Not necessarily. Financing may allow qualified buyers to spread the equipment investment over time rather than paying the entire purchase price up front.

Down-payment requirements vary depending on the financing provider, transaction, equipment configuration, and applicant qualifications.

Financing terms will vary. Typical leasing terms are 24 to 60 months of payments with a buyout option at the end of the lease. Contact H2O For Fitness to learn about the options available.

Equipment loans and leases have different structures, payment terms, ownership considerations, and tax/accounting implications. Your financing partner can explain the specific terms applicable to your situation.

Financing is provided by an independent financing company. They will handle the application, approval, and payment process directly.

Third-party lenders work with a wide range of business types and credit profiles. Having a discussion with the lender and submitting an application is the best way to know your options.

Most applicants receive a decision within one business day or less of submitting a completed application.

Our finance partners evaluate both business and personal credit. Many programs accommodate a range of credit profiles. Note that an application does not guarantee approval.

At the end of the lease, there is a buyout option to purchase the equipment outright.

Purchases may qualify for Section 179 deduction or other tax treatment. Leases and loans are treated differently. Please consult your tax professional for advice.

Disclaimer: All financing is subject to credit approval and the financial lender’s terms and conditions. Rates, terms, and payment requirements vary based on applicant qualifications and are determined solely by the lender. H2O For Fitness does not guarantee approval or set financing terms. Any examples of payments, revenue, utilization, break-even points, or return on investment presented on this page are for illustrative purposes only and are not guarantees or representations of actual financial performance. Actual results will vary. Consult your financial, tax, and legal advisors regarding your individual circumstances.

Ready to explore your options?

Whether you’re opening a new rehabilitation program, expanding an existing practice, or adding hydrotherapy to your facility for the first time, we’re here to help you evaluate your investment. Tell us what you’re looking to accomplish, and we’ll help you take the next step. Preserve capital. Generate revenue. Start treating sooner.

Get a Custom Financing Proposal